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Specialists in Life Insurance
Living Benefits and
Wealth Management

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Prepare for the Unexpected

You can’t always anticipate what’s around the corner, but you can take steps to prepare for some of life’s unexpected events - both good and bad!

Fred Evans Financial offers a comprehensive suite of products designed to safeguard your financial security; from family protection, income protection, business continuity, wealth accumulation or estate preservation – we have a solution.


Family Legacy

As a family business, we strive to help our clients and their families achieve their life dreams through the prudent management of their financial resources with unbiased financial advice.

Meet the Team

Protect What Matters

It’s not what we have in life, but who we have that matters. We help Canadians protect their loved ones, grow their wealth, improve their health – and build their futures. 

See our Insurance Solutions

Resource Centre

Your financial life doesn’t have to be complicated. Visit our one-stop-shop for y our financial tools, calculators and resources that can help bring clarity and convenience to your financial journey.

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Meet the Team

Join our mailing list to keep current on our news.

We will never spam you or share your email.


It pays to seek advice…

 We help prepare you to achieve your goals by providing unbiased financial advice so you can make informed financial decisions. 

At Fred Evans Financial, our advisors understand the benefits and risks associated with various financial products and services, and the importance of long-term financial strategy. Whether you want to invest in your future, plan for retirement, prepare for the unexpected, save or protect the future of your business, we can help you meet your financial goals.

Fred Evans Photo

Fred Evans

Mutual Funds Representative,

Manulife Wealth Inc.

Life Insurance Advisor,

Fred Evans Financial Inc.

Elisabeth Valente

Mutual Funds Advisor Assistant,

Manulife Wealth Inc.

Jonah Paquette

Mutual Funds Advisor Assistant,

Manulife Wealth Inc.

Make confident financial decisions

Providing the value of advice 

Markets are continually changing and understanding how or if it affects you can be overwhelming. That’s why the value of financial advice is more important now than ever before. We aim to help simplify your financial goals and concerns, giving you added confidence in your financial decisions and your financial well-being. 


Insurance Solutions

At Fred Evans Financial, our clients trust us to provide them with adequate life insurance coverage with realistic premiums both for today and tomorrow. As Insurance Brokers, we have the freedom to make sure we are getting you the best coverage with the lowest possible rates in Canada.

Help protect your financial security, provide for your loved ones, cover your mortgage and save money on routine, emergency and travel health expenses. We offer peace of mind with educated advice and expertise.

  • Life Insurance 
  • Term Insurance 
  • Permanent Insurance 
  • Guaranteed Issue Life Insurance - Will not be turned down regardless of health history 
  • Mortgage Insurance 


Living Benefits

A sudden illness or injury can dramatically impact ones financial security. We help our clients identify where they may be vulnerable and the most cost effective solution.

  • Disability Insurance
  • Accident Insurance
  • Critical Illness Insurance
  • Long term care Insurance
  • Health and Dental Insurance
  • Travel Insurance


Investment Planning

For the last 40 years, we have been helping individuals, families and corporations grow and protect their wealth with innovative strategies that are uniquely designed for each clients unique situation. We help clients evaluate their current situation, help them establish goals and provide solutions to achieve financial freedom. 

Offered Solutions

  • Registered Retirement Savings Plans (RRSP)
  • Tax Free Savings Accounts (TFSA)
  • Guarenteed Investment Certificates (GIC)
  • Registered Retirement Income Funds (RRIF)
  • Life Income Fund (LIF)
  • Locked in Retirement Account (LIRA)
  • Spousal RRSP's and RRIF's
  • Registered Education Savings Plan (RESP)
  • Registered Disability Savings Plan (RDSP)
  • Joint Accounts
  • Open Accounts
  • High Interest Savings and Checking Accounts
  • Investment and RRSP Loans
  • RRSP First time home buyers program
  • Annuities
  • Guarenteed Minimum Withdrawal Benefit Contracts (GMWB)
  • Mutual Funds
  • Segregated Funds


Estate Planning

Believe it or not, you have an estate. In fact, nearly everyone does. Your estate is comprised of everything you own— your car, home, other real estate, checking and savings accounts, investments, life insurance, furniture, personal possessions. No matter how large or how modest, everyone has an estate and something in common—you can’t take it with you when you die.

By planning for tomorrow today, you can retain more of your assets, protect your estate and leave a lasting legacy for your family. An estate plan is absolutely essential for organizing your financial affairs and providing for the well being of your family.


Business  Solutions

As a business owner, you may be facing complex decisions about new issues, private placements and mergers and acquisitions – you also want to make sure you protect your business.

Our approach is results oriented, helping professionals care for themselves and their finances. We take the time to help clients review and assess their current financial situation and concerns.  

Business Planning

 It has been said that a business owner spends their lifetime building four walls around them with no exits. Our planning revolves around the impact of a business owner dying, becoming disabled, selling or transition their business and retiring.


Employee Benefit Plans

 A quality benefit program will help a company attract and retain quality staff. We help our clients implement and maintain their group benefit program to ensure a clear understanding of their benefit program for the owners, administrators and employees.

Owners of companies should never pay for any type of medical expenses with after tax dollars and we would be happy to show you how.

Fred Evans Financial has a competitive advantage over other group insurance agents as we represent 15+ Companies, ensuring you and your staff are properly insured with the most cost effective solution.

Pension Plans

 The biggest bill one will ever face in their lifetime is their retirement bill. A Registered Pension Plan (RPP) with employer and employee contributions is a tax efficient vehicle to help staff save for their retirement while at the same time attracting and retaining quality employees.

Client Resources

We have the knowledge and expertise to help you determine your financial goals.  Check out the convenient, and helpful financial tools, calculators and resources below to help you along your financial journey.

 

Group Benefits Online

Manulife group benefits plan members can now submit their claims online.

SUBMIT A CLAIM ONLINE

Group Retirement Online

Manulife group retirement members can log in to their account here.  

SIGN IN ONLINE

Get Manulife's Mobile app

Manulife Mobile is the only app you need to manage your Group Benefits and Group Retirement plans with Manulife.

Click to go to the Google Play Store to download the Manulife Mobile app. Click to go to the Apple Store to download the Manulife Mobile app.

Advantage Bank Account

Find the account that’s right for you. Bank with confidence through one of the Manulife Bank accounts.

OPEN YOUR ACCOUNT

Internet Banking Login 

Manulife Bank provides its customers access to their bank accounts 24-hours a day, seven days a week.

CLIENT LOGIN

Manulife Bank deposit rates are subject to change. Visit manulifebank.ca/rates for additional details. Manulife Bank of Canada is a member of Canada Deposit Insurance Corporation.

Savings/Retirement Calculator

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Provided for illustration purposes only. The Savings/Retirement Calculator results are based on the information you provide and assume that the annual interest rate over the specified years will not change. Actual rates may vary and will affect the maximum Future value.

Credit Card Payment Calculator

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Provided for illustration purposes only. The Credit Card Payment Calculator results are based on the information you provide and assume that the interest rate on your credit card will not change. Actual rates may vary and will affect the calculated monthly payment. The credit card monthly payment amount does not include any additional fees charged by your credit card company.

Bank Loan Calculator

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Provided for illustration purposes only. The Bank Loan Calculator results are based on the information you provide and assume that the annual interest rate over the life of your loan will not change. Actual rates may vary and will affect the monthly payment. The loan payment amount does not include any additional fees charged by the provider of your loan.

Auto Loan Calculator

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Provided for illustration purposes only. The Auto Calculator results are based on the information you provide and assume that the annual interest rate over the life of your loan will not change. Actual rates may vary and will affect the monthly payment. The loan payment amount does not include any additional fees charged by the provider of your loan.

Estate Planning Tools

There are many decisions you will have to make when you draft a Will. If not thoroughly considered, some of these decisions can have unintended consequences. Try the Will Planning Workbook and Will Planning Checklist below.

WILL PLANNING WORKBOOK ↗

Estate Planning Questionnaire for Business Owners ↗

Checklist of Executor’s Duties ↗

Why Do I Need A Will? (Brochure)

Helpful Links

The Latest Solutions

*The calculators are for illustrative purposes only and should not be relied upon as an accurate indication of your financial retirement needs. As each individual’s situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. I (we) do not guarantee that these calculators are reliable, accurate or complete or that they will be compatible with your computer.

Getting Started is Easy

Get started on your path to financial freedom.

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