Insurance Solutions

At Fred Evans Financial, our clients trust us to provide them with adequate life insurance coverage with realistic premiums both for today and tomorrow. As Insurance Brokers, we have the freedom to make sure we are getting you the best coverage with the lowest possible rates in Canada.

Help protect your financial security, provide for your loved ones, cover your mortgage and save money on routine, emergency and travel health expenses. We offer peace of mind with educated advice and expertise.

• Life Insurance 
• Term Insurance 
• Permanent Insurance 
• Guaranteed Issue Life Insurance - Will not be turned down regardless of health history 
• Mortgage Insurance 

Living Benefits

A sudden illness or injury can dramatically impact ones financial security. We help our clients identify where they may be vulnerable and the most cost effective solution.

• Disability Insurance
• Accident Insurance
• Critical Illness Insurance
• Long term care Insurance
• Health and Dental Insurance
• Travel Insurance

Estate Planning

Believe it or not, you have an estate. In fact, nearly everyone does. Your estate is comprised of everything you own— your car, home, other real estate, checking and savings accounts, investments, life insurance, furniture, personal possessions. No matter how large or how modest, everyone has an estate and something in common—you can’t take it with you when you die.

Business  Solutions

As a business owner, you may be facing complex decisions about new issues, private placements and mergers and acquisitions – you also want to make sure you protect your business.

Our approach is results oriented, helping professionals care for themselves and their finances. We take the time to help clients review and assess their current financial situation and concerns.  

Business Planning

 It has been said that a business owner spends their lifetime building four walls around them with no exits. Our planning revolves around the impact of a business owner dying, becoming disabled, selling or transition their business and retiring.

Employee Benefit Plans

 A quality benefit program will help a company attract and retain quality staff. We help our clients implement and maintain their group benefit program to ensure a clear understanding of their benefit program for the owners, administrators and employees.

Owners of companies should never pay for any type of medical expenses with after tax dollars and we would be happy to show you how.

Fred Evans Financial has a competitive advantage over other group insurance agents as we represent 15+ Companies, ensuring you and your staff are properly insured with the most cost effective solution.

Pension Plans

 The biggest bill one will ever face in their lifetime is their retirement bill. A Registered Pension Plan (RPP) with employer and employee contributions is a tax efficient vehicle to help staff save for their retirement while at the same time attracting and retaining quality employees.